What is UAN?
- UAN, or Universal Account Number, serves as a universal identifier for individuals with multiple Member IDs from different establishments.
- It acts as a central umbrella, allowing the consolidation of various Employee Provident Fund (EPF) accounts under one UAN.
- The integration facilitates the linking and management of details associated with all EPF accounts on a unified platform.
- Members can conveniently view and oversee information related to all their EPF accounts through the use of a single UAN.
- UAN addresses the challenge of high labor turnover resulting from a rise in short-term contractual employments.
- It simplifies the process of connecting various EPF accounts for a single member.
- Key KYC documents such as Aadhaar, Bank Account, and PAN are crucial for UAN identification.
- The digital authentication of KYC streamlines the consolidation of all previous PF account numbers.
- UAN serves as a lifelong account number, ensuring continuity for individuals throughout their career.
- Integration of Aadhaar with UAN will ultimately empower members to directly access EPF services.
EPF MEMBERS’ SERVICES.
- Accurate and up-to-date information regarding their EPF Account is available to members.
- Electronic notifications for transactions, both credits and debits, are provided for EPF Accounts.
- EPF Member Accounts are portable, ensuring seamless transferability.
- Each Member Account is uniquely identifiable for clarity and precision.
- Member accounts are digitally certified, preempting potential frauds and mis-credits.
- Claims settlement occurs directly without the need for intermediation by employers.
UAN ALLOTMENT & ACTIVATION
- EPF members who receive at least one contribution in or after Jan-2014 have UAN automatically allocated by EPFO.
- For EPF members without a UAN and no contributions since Jan-2014, they can request EPFO for UAN allotment.
- Any citizen, regardless of EPF membership, can request UAN allocation, which is then carried out by EPFO.
- To activate UAN, the holder can register their mobile number with EPFO.
- UAN holders also have the flexibility to update the mobile number associated with their UAN.
CORRECT UPDATED INFORMATION ABOUT MEMBERS’ EPF ACCOUNT.
- After activation, members receive SMS notifications regarding any transactions in their EPF account.
- Members have the option to obtain details about their PF account by giving a missed call.
- The EPF mobile app is available for download, enabling members to monitor and track their EPF account conveniently.
- Members can compile a list of all their existing EPF accounts, and EPFO will assist in consolidating these accounts.
UAN ENABLED MEMBER SERVICES.
- With Aadhaar-enabled UAN, members have the option to directly submit their claims to EPFO.
- Online applications are available for all EPFO services, eliminating the necessity to visit employers for claims attestation.
- Particularly beneficial for members undergoing frequent job or location changes.
- Members can independently download their UAN card.
- No need to rely on employers for claims processing.
EPFO REQUESTS MEMBERS TO
- Obtain UAN from the current employer.
- Activate the UAN by visiting UAN Members e-sewa at https://unifiedportal-mem.epfindia.gov.in/memberinterface/
- Furnish necessary KYC details, including Aadhaar, Bank Account information, and PAN.
- Compile a list of all previous EPF Account numbers with EPFO.
- For assistance, reach out to the UAN Help Desk at 18001-18005 or visit epfindia.gov.in -> Our Services -> For Employees -> Services -> UAN Help Desk.
MEMBERS ALREADY HAVING A UAN
- Upon joining a new establishment, share the KYC details with the new employer.
- If KYC information was not provided to the previous employer, ensure to furnish it to the new employer.
- If KYC details were already provided to the previous employer, hand over the same information to the new employer.
- This process streamlines the auto-transfer of the previous EPF account to the new establishment.
Advantages of EPF
Provident Fund for Employees:
- Mandatory participation for all employees earning up to Rs 15,000.
- Accrued funds disbursed upon retirement, resignation, or demise.
- Allows partial withdrawals for purposes like financing life insurance, acquiring a house or site, funding marriage, education of children, and medical treatment.
Pension Scheme for Employees:
- Eligibility for pension after completing 10 years of service and reaching the age of 50.
- Guaranteed minimum pension of Rs 1,000.
- Pension benefits extend to dependents, including widows, children, dependent parents, and nominees.
Deposit Linked Insurance Scheme for Employees:
- Maximum admissible amount is Rs 6 lakh.
- Offers insurance coverage to employees, providing financial security in the event of death.